Credit Card Use of College Students: A Broad Review

Research output: Journal PublicationsJournal Article (refereed)Researchpeer-review

Abstract

Using credit cards is an effective way for college students to learn about credit and shape their credit behavior in preparation for financial independence. However, negative outcomes are associated with unhealthy credit card use. By reviewing articles in the past 15 years, this article summarizes the factors influencing credit card use among college students, and identifies the research gaps in previous studies. The purpose of this article is to direct future studies in promoting healthy and responsible credit card use, which promotes financial wellbeing of college students.
Original languageEnglish
Pages (from-to)55-63
Number of pages9
JournalJournal of Personal Finance
Volume18
Issue number1
Publication statusPublished - Mar 2019

Fingerprint

credit
student

Keywords

  • CREDIT cards
  • PERSONAL finance
  • PERSONAL loans
  • FINANCIAL literacy
  • COLLEGE student attitudes
  • college students
  • credit card behavior
  • credit card use

Cite this

@article{32f43f46942048448cc8ad7510868277,
title = "Credit Card Use of College Students: A Broad Review",
abstract = "Using credit cards is an effective way for college students to learn about credit and shape their credit behavior in preparation for financial independence. However, negative outcomes are associated with unhealthy credit card use. By reviewing articles in the past 15 years, this article summarizes the factors influencing credit card use among college students, and identifies the research gaps in previous studies. The purpose of this article is to direct future studies in promoting healthy and responsible credit card use, which promotes financial wellbeing of college students.",
keywords = "CREDIT cards, PERSONAL finance, PERSONAL loans, FINANCIAL literacy, COLLEGE student attitudes, college students, credit card behavior, credit card use",
author = "ZHU, {Alex Yuefeng}",
year = "2019",
month = "3",
language = "English",
volume = "18",
pages = "55--63",
journal = "Journal of Personal Finance",
issn = "1540-6717",
number = "1",

}

Credit Card Use of College Students: A Broad Review. / ZHU, Alex Yuefeng.

In: Journal of Personal Finance, Vol. 18, No. 1, 03.2019, p. 55-63.

Research output: Journal PublicationsJournal Article (refereed)Researchpeer-review

TY - JOUR

T1 - Credit Card Use of College Students: A Broad Review

AU - ZHU, Alex Yuefeng

PY - 2019/3

Y1 - 2019/3

N2 - Using credit cards is an effective way for college students to learn about credit and shape their credit behavior in preparation for financial independence. However, negative outcomes are associated with unhealthy credit card use. By reviewing articles in the past 15 years, this article summarizes the factors influencing credit card use among college students, and identifies the research gaps in previous studies. The purpose of this article is to direct future studies in promoting healthy and responsible credit card use, which promotes financial wellbeing of college students.

AB - Using credit cards is an effective way for college students to learn about credit and shape their credit behavior in preparation for financial independence. However, negative outcomes are associated with unhealthy credit card use. By reviewing articles in the past 15 years, this article summarizes the factors influencing credit card use among college students, and identifies the research gaps in previous studies. The purpose of this article is to direct future studies in promoting healthy and responsible credit card use, which promotes financial wellbeing of college students.

KW - CREDIT cards

KW - PERSONAL finance

KW - PERSONAL loans

KW - FINANCIAL literacy

KW - COLLEGE student attitudes

KW - college students

KW - credit card behavior

KW - credit card use

M3 - Journal Article (refereed)

VL - 18

SP - 55

EP - 63

JO - Journal of Personal Finance

JF - Journal of Personal Finance

SN - 1540-6717

IS - 1

ER -